Short term savings, with a little more freedom.

Get an amazing interest rate and the flexibility to redeem early with Hubert’s one-year term. Featuring one of the best rates around, this term deposit (which is RRSP, RRIF, & TFSA eligible) will keep you smiling for a full 365 days.

The good news? You’re not locked in for the entire year — you can redeem your term after three, six, or nine months (and keep the interest that’s already been paid to you). The even better news? If you keep your funds in place for the entire year, you’ll earn an average rate of 3.30%* for the year (plus compounded interest). Not too shabby, is it?

You can make more money in the short term and redeem anytime.
Hubert Financial
Others
First three months
3.25%*
0.00%
Months four to six
3.45%*
0.00%
Months seven to nine
3.65%*
0.00%
The last three months
3.85%*
3.50%

Again, you can choose to redeem your 1-year term at any time. If you do, all interest that has been paid to you is yours to keep, but if you redeem between a quarter you will not receive any interest from that quarter. For example, if you redeem after seven months, you’ll only receive interest up to month six!

*Interest is calculated daily and compounded quarterly

A smarter way to save for the year.
Earn a competitive return in just one year.
Enjoy a strong rate with interest calculated daily and compounded quarterly.
Access your money early if you need to.
Redeem after 3, 6, or 9 months and keep the interest you’ve earned.
More flexibility than traditional terms.
Combine the benefits of short term investments with the ability to stay invested or exit early.
Get saving.

To set up your one-year term special, give us a call! Like other Hubert terms, you’ll need a minimum balance of $1,000 to be eligible for this term. If you’re not a Hubert member yet, click on the ‘open an account’ link below.

And don’t forget, the Deposit Guarantee Corporation of Manitoba has a 100% guarantee for all your deposits.

*Annualized rate of return if earned over 12 months. Rates subject to change without notice.

Everything you wanted to know about the one-year quarterly term.