FAQ Category: One Year Quarterly Term
What makes this different from other term investments?
Unlike many traditional terms, this option gives you the flexibility to access your money at quarterly intervals—making it a great choice for short term investments that don’t lock you in.
What is the minimum amount required to invest?
A minimum deposit of $1,000 is required to open a one-year quarterly term.
What happens if I keep my investment for the full year?
If you stay invested for the full 12 months, you’ll earn the full average annual return, with your interest continuing to compound over time.
How is interest earned on this term?
Interest is calculated daily and compounded quarterly, allowing your savings to grow steadily over the term.
Can I access my money before the year is up?
Yes—you can redeem your investment after 3, 6, or 9 months and any interest that’s already been paid to you is yours to keep!
What is the One-Year Quarterly Term and how does it work?
It’s a one-year term investment designed for short term investments, offering a strong interest rate with the flexibility to access your money throughout the year.