Statement of Commitment 

Code of Conduct for the Credit and Debit Card Industry in Canada
Access Credit Union is stating our commitment to the Code of Conduct for the Credit and Debit Card Industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.

Code of Conduct for the Credit and Debit Card Industry in Canada

Copyrights and Trademarks

Certain names, words, titles, phrases, logos, icons, graphics, or designs in the pages of this website may constitute trade names, registered or unregistered trademarks of Hubert Financial, or may be used by Hubert under license from a third party.

™DEPOSIT ANYWHERE is a trademark of Central 1 Credit Union, used under license.
®ding free is a registered trademark of Central 1 Credit Union, used under license.

™Android is a trademark of Google, Inc.
®Apple, iPhone, and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries.
®iPad is a registered trademark of Apple Inc.

®Collabria trademark is Collabria Financial Services’ property.
®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

®Credential is a registered mark owned by Aviso Wealth Inc. and is used under license.

®Interac, Interac e-Transfer†, Interac Flash, and the Interac logo are registered trademarks of Interac Corp. Used under license.

®VirtualWealth is a trade name of Credential Qtrade Securities Inc.

Direct Services Agreement

This agreement (the “Agreement”) outlines the terms and conditions governing your use of Direct Services and Mobile Payment Services.

Direct Service Agreement

Use of Cookies

A cookie is a small piece of information which a website stores on the web browser on your computer, which can later be retrieved. The cookie cannot be read by a website other than the one that set the cookie. Cookies save your preferences for websites to make online browsing easier (for example, they can help store language preferences or items in an online shopping cart). At Hubert, we used cookies to understand how users use our website.

We use cookies for a number of administrative purposes. They let us store information that you have already told us, so we don’t have to ask you again. They also allow us to measure what parts of our site customers prefer to see, and what parts are less popular. Most cookies last only through a single session or visit. None will contain information that will enable anyone to contact you via telephone, email, or “snail mail”. You can set up your web browser to inform you when cookies are set or to prevent cookies from being set.

However, our online banking system uses cookies as a security measure, to maintain a connection with you. If you set your browser to prevent cookies, you will not be able to access online banking.

Cookies of third-party providers, online tracking, and analytics
Through the use of cookies, Hubert can better understand how people use our website. Below is an overview of how you can control how we (and other companies) can use your information.

Google Analytics
On this website, we use a few services from Google to help us understand who is using our site and how we can improve it. These services include Google Demographic and Interest Reporting which uses cookies to track certain information, which is sent to and stored by Google on servers in the United States. Google uses this information to evaluate your use of the website, compiling reports on website activity for us to review, and providing other services relating to website activity and internet usage to Hubert. Your IP address, which is transmitted by Google Analytics, will not be associated with any other data held by Google.

You may refuse the use of cookies by selecting the appropriate settings on your browser. Furthermore, you can prohibit Google from collecting and analyzing the cookie-generated data about your use of the website (including your IP address) by downloading and installing the browser plugin available here: http://tools.google.com/dlpage/gaoptout?hl=en.

Google does have its own data protection policy, which is independent of our own. We assume no responsibility or liability for their policies and procedures. Please read Google’s privacy policy before using this website (https://www.google.com/intl/en/policies/privacy/).

Warranties and Limitation of Liability

Information and documents provided on this website are provided “as is” without any warranty. Hubert Financial uses reasonable efforts to include accurate and up-to-date information on this website; it does not, however, make any representations as to its accuracy or completeness.

Your use of this website is at your own risk. Hubert Financial, its affiliates, and the other parties involved in creating and delivering this website’s contents are not liable for any damages arising from use of this site.

Links to Third-Party Sites

The Hubert Financial website may contain images of and links to third party websites. The linked sites are not under the control of Hubert Financial, and Hubert Financial and its affiliates are not responsible for the contents of any Linked Site, including without limitation any link contained in a linked site, or any changes or updates to a linked site.

Hubert Financial and its affiliates are not responsible for webcasting or any other form of transmission received from any linked site, nor are they responsible if the linked site is not working appropriately. Hubert Financial and its affiliates are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Hubert Financial and its affiliates of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the linked sites. Any dealings that you have with third parties, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties, or representations associated with such dealings are solely between you and the third party. Hubert Financial shall not be responsible or liable in any way for any part of such dealings.