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*Rates subject to change without notice.

Savings Rates

High-interest savings account
2.30%
TFSAs, FHSA, RRSPs, and RRIFs
2.30%

Non-Registered Terms, TFSAs, FHSA, RRSPs, and RRIFs

1 year quarterly term
3.40% (average)1*
1 year term
3.55%*
2 year term
3.60%*
3 year term
3.65%*
4 year term
3.70%*
5 year term
3.75%*

1Not available for First Home Savings Accounts (FHSA).

*O.A.C. The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

Exchange Rates

Members Buy
Buying US Dollars
1.40451*
Members Sell
Selling US Dollars
1.36451*

1Exchange rates are subject to change without notice at any time. Rates were last updated December 10, 2025.

*Exchange rate disclaimer